Exploring Personal Liability Coverage in Your Homeowners Insurance
The liability coverage in your homeowners insurance policy can protect you in emergency situations. If the injured party pursues litigation, liability coverage will take care of your legal costs. Here...
View ArticleA Look at the Types of Death Which May Not Be Covered By Life Insurance
Life insurance helps you leave a foundation for your loved ones after your passing. Your loved ones can use the benefits to cover any debts or finalize your estate. However, there are certain instances...
View ArticleA Guide to Help You Find the Right Insurance Policy for Your Small Business
Thousands of small businesses open up every year. Finding success can be difficult at times, and business owners have to be patient. It’s also important to plan for the unexpected. One accident can...
View ArticleHow Much Life Insurance Coverage Do I Need?
Life insurance allows you to leave a legacy behind for your loved ones. However, it’s important to think about how your life may evolve. If you have a traditional job and either have children or plan...
View ArticleThings to Consider Before Buying Small Business Insurance
Getting insurance for your business to protect it from risks or unforeseen circumstances is a wise thing to do. It will help your business grow even more successful while protecting your investment....
View ArticleHow to Protect Yourself from Underinsured and Uninsured Motorists
Purchasing auto insurance is not only wise but legally required in most states. Auto insurance covers your vehicle, other vehicles, and bodily injuries sustained by people involved in an accident....
View ArticleDo I Need Health Insurance If I Live in New York?
When Obamacare, or as it’s commonly known, the Affordable Care Act, was enacted, every American citizen was required to purchase a policy or pay a stiff penalty. New York residents were no different....
View ArticleReasons for Obtaining a Business Owner’s Policy (BOP)
The uncertainties that many small businesses face daily make it vital to have contingency measures to avert loss. One way to protect your business against financial loss is to have the right insurance...
View Article5 Common Exclusions in a Life Insurance Policy
When you purchase a life insurance policy, you expect that your family will collect the death benefit if something unthinkable should happen to you. You need to know what exclusions your policy may...
View ArticleWhy Do You Need a Business Owner’s Policy?
A business owner’s policy, or BOP, is well worth the money considering all of the advantages you get with one easy-to-use policy. As a business owner, it is up to you to protect your bottom line. With...
View ArticleGet Affordable Health Insurance with the American Rescue Plan Act (ARPA)
Buying your own health insurance can get expensive if you work independently. Even so, a new federal law signed in March 2021 is providing mass healthcare insurance subsidies for nearly all Americans....
View ArticleReasons Why It Might Be a Good Time to Invest in Life Insurance
It’s common for people not to acknowledge they are going to die someday. However, it doesn’t have to be a dreary topic, especially if you care about the future of your family members. Enrolling in life...
View ArticleWhy You Need Your Social Security Number for Life Insurance
Life insurance providers typically require prospective policyholders to provide their social security numbers (SSNs) and other personal details for various reasons. However, since cases of identity...
View ArticleDoes Your Business Have Enough Alcohol-related Coverage?
Restaurants and bars that serve alcohol must consider liquor liability insurance to go along with a standard business insurance plan. Liquor liability is special add-on coverage to protect your...
View Article5 Reasons Why You May Be Denied Life Insurance Coverage
Applying for life insurance requires that you have all of your paperwork, including your medical records, in order. However, despite proper documentation, your application may be declined. It all...
View ArticleCommon Exclusions in a Home Insurance Policy
Your homeowners’ insurance covers several types of losses, including those related to your home’s structure, personal possessions, etc. However, events that aren’t covered by basic homeowners insurance...
View ArticleHow to Get Health Insurance Subsidies If You’ve Been Unemployed
During the height of the COVID-19 pandemic, more than 16 million Americans lost their jobs and their employer-sponsored health insurance, as per the Employment Policy Institute. To ensure the affected...
View ArticleBuying Affordable Home Insurance Online
When you look for a home insurance policy online, you will find many options to choose from. You will also find a few that are incredibly cheap. In today’s world, cheaper doesn’t always mean less...
View ArticleHow to Get Your Own Health Insurance Plan as a Young Adult?
Health insurance policies often fluctuate based on different variables. Most adults can stay on their parent’s health insurance policy until they turn 26, as all plans are obligated to offer coverage...
View ArticleIs Buying Small Business Insurance Worth It?
Small business insurance is essential because it helps you comply with local laws, protects your employees, and maximizes your income. If you don’t have the proper coverage, your entire business could...
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